INSURANCE SERVICES

AFFORDABLE AUTOMOBILE AND PROPERTY INSURANCE COVERAGE


Protecting Your Property When Disaster Strikes

Whether you're a victim of a burglary or your home has taken storm damage, Summit Insurance has you covered. Our insurance company in Philadelphia, Pennsylvania, offers automobile and home insurance, as well as tag, title, and notoriety services. No matter what comes up, we have you covered inside and out for:
  • Weather
  • Water Main or Sprinkler Flood
  • General Works Compensation
  • Worker's Compensation
  • Liability Issues
  • Lawsuits
  • Umbrella Services

Homeowners — Mini Wooden House in Philadelphia, PA

Home Owner's Insurance

Anytime your home, or its contents gets damaged or destroyed by an unfortunate event, summit insurance is here to protect you with affordable homeowner’s insurance. Our homeowner’s insurance will cover you for windstorms, tornado, hail, fires, vandalism and additional coverage may be added to the endorsement. Any incident that is subject to our terms and conditions provides you with coverage for repairing or rebuilding a home, as well as replacing lost or damaged property.

Renters Insurance

Safeguard your personal property with renter’s insurance and put your mind at ease. In case of fire, theft, or water damage your personal belongings will be covered, remember “it’s what’s inside that counts”.
Renters — Smiling Couple in Philadelphia, PA

Condominium

The Condo Association does not protect your personal property, remodels to your unit, injuries that happen on your property or lawsuits you may face. That’s why you need condominium insurance to fill in those gaps.

Landlord/Dwelling

Whether you own one or multiple rental property summit insurance is here to protect them with the most affordable way.
Property — Signing Documents in Philadelphia, PA

Business Insurance

Summit Insurance offers specific coverage designed to fit your business needs. Allow us to help you protect not only yourself but also your business with our best competitive prices.

Commercial Auto/Fleet

While commercial and personal auto insurance has its similarities there are important differences between the two -----Exclusions, Limits, Eligibility itself. Protect your business vehicles with a commercial auto policy that will protect your employee, your business and your materials.

Auto Insurance Coverage for Any Vehicle

Protect yourself from a costly medical payment if an automobile accident happens with Summit Insurance. Our company offers home and auto insurance, as well as tag, title, and notary services throughout Philadelphia, Pennsylvania. We offer full coverage, liability, and any other coverage you may need. Count on us to provide you with the best insurance coverage through Pennsylvania.

Legal Commonwealth for Automobile Insurance

In order to legally drive in Pennsylvania, drivers must purchase and maintain car insurance. Under Pennsylvania law, this is called maintaining "financial responsibility" with your vehicles. A lapse in insurance coverage may result in the suspension of your vehicle registration privilege. This lasts for three months, unless the lapse of insurance was for a period of less than 31 days and the owner or registrant proves to the Pennsylvania Department of Transportation (PennDOT) that the vehicle was not operated during the short lapse in coverage.
Motorcycle — Motor Accident On The Road in Philadelphia, PA

Motorcycle Insurance

When you're operating a motorcycle, the open road is always an adventure. You never know what might be around the bend. With our motorcycle insurance policies, we make sure you're prepared for whatever the road has in store for you. We consider any factory-built motorcycle, classic motorcycle, custom motorcycle, motor scooter, and other two- to three-wheel vehicles, including mini bikes and trail bikes to be licensed for public road use.

Motorcycle Insurance Coverage Options

In the case your vehicle is damaged or modified, we offer a variety of coverage options. These coverages include:
  • Bodily Injury to Someone Else or Property Damage (That Was Caused While Riding Your Motorcycle)
  • Bodily Injury to Yourself from an Uninsured Motorist
  • Damage to Your Motorcycle from an Accident
  • Theft, Fire, Vandalism, and Other Losses (Even While Your Motorcycle Is Stored for the Winter
  • Custom Work, Paint or Upgrades
  • Attached Side Cars
RV — Recreational Vehicle in Philadelphia, PA

Recreational Vehicle (RV) Insurance

Make sure your recreational vehicle is covered for your vacation with our RV insurance policy, so all you have to worry about is having fun. Just as a car or truck should have auto insurance, so should an RV. This keeps you protected in case of damage, theft, or an accident. Our policies provide a variety of coverages, including:
  • Bodily Injury Liability (Including Coverage for Guest Passengers, and Property Damage Liability)
  • Collision and Other Damages
  • Medical Payments
  • Uninsured and Underinsured Motorist
  • Legal Defense Costs
  • Emergency First-Aid Costs
  • Towing and Labor Costs
Property — Yellow ATV in Philadelphia, PA

Vehicle Coverage

There are several different types of recreational vehicles that we cover. Our coverage includes extra equipment and furnishings such as motor home contents, chrome handlebars, sidecars, ATV trailers, snowmobile sleds. The policy also covers several off-road sports vehicles, including:
  • Motorcycles and Dirt Bikes
  • Scooters
  • Motorhomes and Campers
  • Camper Trailers
  • Fifth-Wheel Camper Trailers
  • Yachts
  • Golf Carts
  • Segways
  • ATVs
  • Snowmobiles and Sleds
  • Trailers
  • Jet Skis
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